|
Term
|
Definition
|
|
tax factor
|
same as tax multiplier
|
|
tax multiplier (TM)
|
for retrospectively rated WC plans, the average of the taxes, fees, and assessments that apply to the account
|
|
telecommuting
|
work that is conducted primarily from the worker's residence
|
|
temporary employer
|
an alternate employer
|
|
temporary partial disability (TPD)
|
temporary, but only partial, incapacity from work of an injured worker – during a period of partial incapacity, an employee can perform SOME paid work
|
|
temporary partial disability benefits TPD)
|
wage replacement benefits paid to an injured worker during that employee's period of temporary partial disability
|
|
temporary total disability (TTD)
|
temporary, but total, incapacity from work of an injured worker – during a period of total incapacity, an employee is unable to perform ANY paid work
|
|
temporary total disability benefits (TTD)
|
wage replacement benefits paid to an injured worker during that employee's period of temporary total disability
|
|
third party
|
for WC, a person, organization, or entity-- other than an employer, employee, or insurer-- who is or may be legally responsible in some way or to some degree for a WC claim
|
|
third party administrator (TPA)
|
claim administrator that is not part of the first party (insured) entity or second party (insurer) entity (e.g., Crawford and Company)
|
|
third-party claim
|
for WC, claim by the injured worker against a third party that could result in some reimbursement to a WC program (subrogation)
|
|
third-party-over action
|
In WC, a third-party claim where the third party demands contribution or indemnity from the employer as a result of the employer's own negligence
|
|
Title VII claim
|
Title VII of the Civil Rights Act of 1964 prohibits employers from discriminating on the basis of race, color, sex, religion and national origin -- Title VII also prohibits employer' sexual harassment and pregnancy discrimination as well as retaliation for making a Title VII claim
|
|
toxicology report
|
For WC, a medical or government report of test results for alcohol or other drug impairment
|
|
transfer of rights clause
|
WC policy provision that prevents the employer from transferring its rights under the policy to another entity without written consent of the insurer
|
|
transitional duty / transitional work
|
same as modified duty / modified work
|
|
traveling employee
|
employee who is temporarily away from his or her normal work location on business
|
|
treating physician (treater)
|
another term for a medical provider who treats the injured worker (not an independent medical examiner)
|
|
trended losses
|
raw losses adjusted to reflect inflation, including medical inflation
|
